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Most Popular Policies of Max Bupa General Insurance

  • Max Bupa Heartbeat Plan
    This insurance plan is designed for individuals, couples and families and offers protection from a wide range of ailments.
    Key features of Heartbeat Plan
    • Lifelong renewal option available
    • Maternity expenses are covered for up to 2 deliveries
    • Coverage available for newborn babies including vaccination
    • Organ transplant expenses covered
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  • Max Bupa Heartbeat Family Floater Plan
    This health insurance policy offers comprehensive overage to the family of the policyholders.
    Key features of Heartbeat Family Floater Plan
    • Free health check-up available every year upon renewal
    • New born child and maternity expenses are covered
    • Availability of reward programs regardless of claims
    • coverage available for emergency ambulance service
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  • Max Bupa Health Companion Plan
    This heath insurance plan provides complete protection for policyholders and the policy is available for both individuals and families.
    Key features of Health Companion Plan
    • Lifelong renewability
    • coverage available for day care procedures and domiciliary treatment
    • expenses for organ donor treatments are covered
    • Availability of daily cash allowance
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  • Max Bupa Heartbeat Family First Plan
    The plan covers as many as 14 family members. All members can access one floating sum assured and there is an individual sum insured available for all members.
    Key features of Heartbeat Family First Plan
    • Maternity expenses are covered up to 2 deliveries
    • Vaccination expenses of new-born babies are covered
    • Organ donor's treatment expenses are under coverage
    • No sub-limit on hospital room rent
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Max Bupa Health @ Companion Plan

Max Bupa has recently launched a super saver plan in the name of

Max Bupa Health @ companion plan

. This plan is aimed at providing medical insurance not only to the individuals, but to the families as well. There are two variants of the plan and you can buy the one that suits you the best. The first one is the silver variant and the second one is the gold variant.

Key Benefits

There are some extraordinary benefits provided by the

Max Bupa Health @ companion plan

, and this is why people are getting inclined towards it. Let us discuss the major benefits of the plan:

  • Flexibility: This is the main highlight of this plan. One can choose whether he wants the policy for himself or his family in the single policy, that is, if he wants to insure his family, he would not have to opt for a different plan.
  • Voluntary Deductible: The insured can opt for deductibles in case he wants.
  • Variable Pricing: Depending upon the city or the region you live in, the price of the policy would differ.
  • Pre Hospitalization covered: The expenses spent on the medical issues 30 days prior to the hospitalization of the insured would be covered along with the medical expenses spent in 60 days after the hospitalization.
  • Additional Benefits: Some additional benefits include coverage of the ambulance charges (for a maximum of up to Rs. 3000) and outpatient benefits (for the range of Rs. 2500 to Rs. 5000).

Major Exclusions:

Apart from the key benefits of the

Max Bupa Health @ companion plan

, one should know about the exclusions of the policy as well. They have been discussed as under:

  • Eye Cover not provided: In case insured wants to go for some eye treatment, his medical expenses would not be covered under the policy. Similar is the case with the dental treatments as well.
  • Critical illness: if the patient has some critical illness issues and additional coverage is needed, it would not be provided.
  • Maternity Benefits not provided: In case the insured wants to claim maternity benefits, he is not allowed to do so.

Advantages of the Max Bupa Health @ companion plan

Name of Benefit Advantage of the Benefit
01 Lifelong Renewal The insured would not have to worry about thinking the time period up to which he may require the medical cover, because even when he decides to extend the policy, renewing it is possible. Even terminating the policy is also easy, just send a notice to the company 30 days prior to the termination.
02 Tax Benefit Under Max Bupa Health @ companion plan, one can avail the tax benefit as listed under Section 80D of the Income Tax Act
03 Cashless Treatment If the insured goes to a hospital as listed under the network of the Max Bupa hospitals, he would be entitled to the cashless treatment facility. In case he goes to some different hospital, the reimbursement can be availed later on.
04 Room rent and Boarding covered Room rent and boarding charges would also be covered under the policy. (a maximum of Rs 2000 per day under the silver plan and a maximum of Rs 4000 per day under the gold plan)

Frequently Asked Questions:

  • What is the minimum and the maximum sum that can be assured under the Max Bupa Health @ companion plan?
    A minimum of Rs. 2 lakh and a maximum of Rs. 5 lakh can be covered under the Max Bupa Health @ companion plan.
  • Is the discount available on the Max Bupa Health @ companion plan if insured is loyal to the company?
    Yes, a discount of 12.5 % is available, but the insured would have to opt for 2 year period for the policy to claim that.
  • Is the renewal of the policy possible once its tenure is over?
    Yes, it has an added advantage that it is lifelong renewable. In fact, the amount for renewing the policy can be paid online.
  • Is the cashless facility available?
    Yes, the cashless treatment facility is available under the Max Bupa Health @ companion plan, but the insured would have to go only to those hospitals which are covered under the Max Bupa network of hospitals.